TATA KELOLA KEUANGAN RUMAH TANGGA SEJAHTERA DAN MANDIRI DI DESA WOKAM

Authors

  • Piter Arson Welay PSDKU Universitas Pattimura Author
  • Selva Temalagi Universitas Pattimura Author

DOI:

https://doi.org/10.69714/px1n1f02

Keywords:

community service, financial management, household, welfare, financial independence

Abstract

This Community Service (PkM) program aims to enhance the understanding of Wokam Village residents regarding the management of prosperous and independent household finances. The main problems faced by the community include the imbalance between income and expenses, low saving awareness, and weak family financial planning. The implementation methods consisted of field observation, problem identification, education, and interactive discussions. The activity was carried out on December 19, 2024, in Wokam Village, attended by 30 participants, mostly housewives. The results showed an improvement in participants’ knowledge and awareness of effective household financial management through budgeting, spending control, and saving plans. This program is expected to serve as an initial step toward building financially independent families and improving community welfare in the island region.

References

S. Sukirno, Pengantar Teori Ekonomi Mikro dan Makro. Jakarta: Rajawali Pers, 2020.

Kasmir, Manajemen Keuangan Rumah Tangga. Jakarta: Prenada Media, 2019.

Otoritas Jasa Keuangan (OJK), Strategi Nasional Literasi Keuangan Indonesia (SNLKI) 2021–2025. Jakarta: OJK, 2023.

I. Herdjiono and L. A. Damanik, “Pengaruh Financial Attitude, Financial Knowledge, Parental Income Terhadap Financial Management Behavior,” Jurnal Manajemen Teori dan Terapan, vol. 9, no. 3, pp. 226–241, 2016.

Republik Indonesia, Undang-Undang Nomor 14 Tahun 2005 tentang Guru dan Dosen. Jakarta: Sekretariat Negara, 2005.

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Published

2025-10-30

How to Cite

TATA KELOLA KEUANGAN RUMAH TANGGA SEJAHTERA DAN MANDIRI DI DESA WOKAM (Piter Arson Welay & Selva Temalagi, Trans.). (2025). Jurnal Padamu Negeri, 2(4), 150-153. https://doi.org/10.69714/px1n1f02