ANALISIS FAKTOR-FAKTOR YANG BERPENGARUH TERHADAP NIAT BERKELANJUTAN DALAM PENGGUNAAN E-WALLET SHOPEEPAY

Authors

  • Nike Ferani ITB AAS Indonesia Author
  • Suhesti Ningsih ITB AAS Indonesia Author
  • LMS Kristiyanti ITB AAS Indonesia Author

DOI:

https://doi.org/10.69714/bpfdzf10

Keywords:

Easy of Use, FinancialbLiteracy, Perceived Usefulness, Continued Intention , ShopeePay

Abstract

This study aims to analyze the influence of perceived ease of use, financial literacy, and perceived usefulness on the continuous intention to use ShopeePay as an e-wallet in shopping activities. The research employed a quantitative approach using a survey method. Data were collected through an online questionnaire distributed to 100 active ShopeePay users in the Solo Raya region, selected using purposive sampling. Data analysis was conducted using multiple linear regression with the help of SPSS software. The results indicate that, partially, all three variables—perceived ease of use, financial literacy, and perceived usefulness—have a positive and significant influence on the continuous intention to use ShopeePay. The Adjusted R² value of 0.437 suggests that 43.7% of the variability in continuous usage intention can be explained by the three independent variables.

References

Ayuningrum, F., & Sadiyah, S. (2022). Pengaruh Literasi Keuangan Syariah Dan Kemudahan Terhadap Minat Penggunaan Uang Elektronik Dana Sebagai Alat Transaksi. Jurnal Al-Fatih Global Mulia, 4(2), 65–76. https://doi.org/10.59729/alfatih.v4i2.52

Anjasari, P. A., & Pamikatsih, T. R. (2023). Pengaruh Persepsi Kemudahan, Persepsi Manfaat Dan Promosi Terhadap Minat Penggunaan Shopeepay Pada Masyarakat Di Kota Surakarta. SENTRI: Jurnal Riset Ilmiah, 2(8), 3293–3303. https://doi.org/10.55681/sentri.v2i8.1396

Apriani, S., Neni Triana, N., & Nadeak, T. (2023). The Influence Of Technological Advancements, Financial Literacy, And Perceived Convenience On The Decision To Use Digital Transactions (E-Wallet) On Pd Sahabat Pameungpeuk Garut Store Consumers Terhadap Keputusan Penggunaan Transaksi Digital (E-Wallet) Pa. Management Studies and Entrepreneurship Journal, 4(5), 7668–7677. http://journal.yrpipku.com/index.php/msej

Gama Putra Brahmanta, & Nuruni Ika Kusuma Wardhani. (2021). Pengaruh Persepsi Kebermanfaatan, Kemudahan, Risiko Terhadap Minat Menggunakan Ulang Shopeepay Di Surabaya. Sains Manajemen, 7(2), 97–108. https://doi.org/10.30656/sm.v7i2.3580

Giriani, A. P., & Susanti. (2021). Pengaruh literasi keuangan, fitur layanan, dan kemudahan penggunaan terhadap penggunaan e-Money. Jurnal Pendidikan Akuntansi Indonesia, 19(1), 1–9.

Hawari, A. P., & Harahap, K. (2023). Pengaruh Promosi Dan Persepsi Kemudahan Dalam Penggunaan E- Wallet Shopeepay Terhadap Keputusan Pembelian Pada Masyarakat Kota Medan. Jurnal Ekonomi, Akuntansi Dan Manajemen Indonesia, 2(01), 27–40. https://jurnal.seaninstitute.or.id/index.php/Juemi/article/view/90

Nursiah, N. (2017). Pengaruh Perceived Ease of Use Dan Perceived Usefulness Terhadap Behavior Intention To Use. Jurnal Elektronik Sistem Informasi Dan Komputer, 3(2), 39–47.

Ong, V., & Nuryasman, M. N. (2022). Pengaruh persepsi risiko, persepsi kemudahan, dan literasi keuangan terhadap minat penggunaan LinkAja. Jurnal Riset Manajemen dan Keuangan, 8(1), 12–21.

Susanti, A. P. G., & Susanti, S. (2021). the Influence of Financial Literation, Service Features, and Easy of Use on Using E-Money. Jae (Jurnal Akuntansi Dan Ekonomi), 6(2), 27–37. https://doi.org/10.29407/jae.v6i2.15921

Sandy, E. (2020). Pengaruh Perceived Usefulness, Perceived Ease of Use dan Trust terhadap Minat Konsumen dalam Penggunaan Ulang GoPay di Kota Jakarta. Jurnal Ekonomi dan Manajemen, 4(2), 55–63

Downloads

Published

22-07-2025

How to Cite

ANALISIS FAKTOR-FAKTOR YANG BERPENGARUH TERHADAP NIAT BERKELANJUTAN DALAM PENGGUNAAN E-WALLET SHOPEEPAY (Nike Ferani, Suhesti Ningsih, & LMS Kristiyanti, Trans.). (2025). Jurnal Ilmiah Manajemen Dan Akuntansi, 2(3), 123-128. https://doi.org/10.69714/bpfdzf10