KONTRIBUSI KOPERASI DAN UMKM DALAM MENDORONG PERTUMBUHAN EKONOMI INDONESIA
DOI:
https://doi.org/10.69714/raxpmb88Keywords:
Cooperative, MSMEs, Economic GrowthAbstract
Post-COVID-19 has increasingly highlighted the strategic role of the real sector, particularly cooperatives
and Micro, Small, and Medium Enterprises (MSMEs), as the keyy drivers of national economic recovery
and inclusion. However, fundamental questions remain regarding the extent of their roles and
contributions, as well as the factors that support their success in driving economic growth amid postpandemic
dynamics. This study examines the role of cooperatives in Indonesia's economic growth, examine
the contribution of MSMEs to the national economy, and identify the supporting factors behind their
success. The study employs only a descriptive qualitative method with a literature review approach,
examining various scientific sources including books, journals, and relevant articles. The results indicate
that MSMEs contribute approximately 61% to the GDP and absorb nearly 97% of the workforce, while
cooperatives play a role through providing access to capital, business services, and equitable distribution
of business surplus to members. Key supporting factors include government policy support, access to
financing, human resource development, and the adoption of digital technology. This study suggests that
the synergy between cooperatives and MSMEs, supported by appropriate policy interventions and
digitalization, has the potential to make both sectors inclusive, competitive, and sustainable drivers of
Indonesia's economic growth.
References
[1] N. Aprilia, W. T. Subroto, And N. C. S. Kanda, “The Role Of Small And Medium Enterprises (Smes) In Supporting The People’s Economy In Indonesia,” International Journal Of Research And Scientific Innovation (Ijrsi), Pp. 368–376, Jan. 2025, https://doi.org/10.51244/ijrsi.2024.11120036
[2] Y. A. Hapsari, P. Apriyanti, A. Hermiyanto, And F. Rozi, “Analisa Peran Umkm Terhadap Perkembangan Ekonomi Di Indonesia,” Jurnal Manajemen Dan Ekonomi Kreatif, Vol. 2, No. 4, Pp. 53–62, Oct. 2024, https://doi.org/10.59024/jumek.v2i4.464.
[3] Misbakhunnidhom, “Peranan Koperasi Dalam Meningkatkan Ekonomi Kerakyatan,” Ikhtiyar Jurnal Ekonomi Syari’ah, Vol. 2, No. 1, Pp. 32–37, Mar. 2024, Https://Doi.Org/10.69776/Ikhtiyar.V2i1.83
[4] S. Roza, E. S. Siregar, And L. Ifazah, “Analisis Peran Koperasi Dalam Meningkatkan Usaha Mikro Di Desa Bukit Harapan Kecamatan Merlung,” Jurnal Ilmiah Ekonomi Dan Manajemen, Vol. 2, No. 1, Pp. 729–740, Jan. 2024, https://doi.org/10.61722/jiem.v2i1.868
[5] S. Nasution, S. Hidayati, P. Rahmadani Nasution, And Hasyim, “As-Syirkah: Islamic Economics & Finacial Journal Peranan Koperasi Dalam Perekonomian Indonesia,” As-Syirkah: Islamic Economics & Finacial Journal, Vol. 3, No. 2, Pp. 522–530, 2024, https://doi.org/10.56672/assyirkah.v3i2.160.
[6] R. I. Pasaribu And K. Kusmilawaty, “Analisis Peran Koperasi Dalam Meningkatkan Kesejahteraan Anggotanya: Studi Kasus Pada Koperasi Pegawai Negeri Pemerintah Kota Medan,” Jurnal Mutiara Ilmu Akuntansi, Vol. 2, No. 2, Pp. 359-368, 2024, https://doi.org/10.55606/jumia.v2i2.2940.
[7] N. M. I. Priliandani, N. M. R. Juniariani, And N. P. S. Mariyatni, “Pengaruh Ukuran Koperasi, Jenis Koperasi Serta Pengalaman Kepengurusan Manajemen Terhadap Kualitas Sistem Pengendalian Intern Pada Koperasi Di Kabupaten Tabanan,” Jurnal Aplikasi Akuntansi, Vol. 3, No. 1, Pp. 141-178, 2018, https://doi.org/10.29303/jaa.v3i1.37.
[8] F. N. Aftitah And K. Hasanah, “Pengaruh Umkm Terhadap Pertumbuhan Ekonomi Di Indonesia Pada Tahun 2023,” Jurnal Kajian Dan Penalaran Ilmu Manajemen, Vol. 3, No. 1, Pp. 32-43, 2025, https://doi.org/10.59031/jkpim.v3i1.511.
[9] S. Al Farisi And M. I. Fasa, “Peran Umkm (Usaha Mikro Kecil Menengah) Dalam Meningkatkan Kesejahteraan Masyarakat,” Jurnal Dinamika Ekonomi Syariah, Vol. 9, No. 1, Pp. 73-84, 2022, https://doi.org/10.53429/jdes.v9i1.307.
[10] B. Arianto, S. Rahmiyanti, And B. Handayani, “Pemberdayaan Komunitas Umkm Berbasis Penguatan Aspek Keuangan Dan Pemasaran Digital Di Kota Serang,” Ruang Komunitas: Jurnal Pengabdian Masyarakat, Vol. 2, No. 1, Pp. 15-23, 2024, https://doi.org/10.24252/rkjpm.v2i1.46247.
[11] E. Sirait, B. H. Sugiharto, J. Abidin, N. S. Padang, Dan J. E. Putra, “Peran Umkm Dalam Meningkatkan Kesejahteraan Perekonomian Di Indonesia,” El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, Vol. 5, No. 7, Pp. 3816–3829, 2024. https://doi.org/10.47467/elmal.v5i7.4160
[12] [1] H. Z. Abdussamad And M. S. Sik, Metode Penelitian Kualitatif. Makassar: Cv. Syakir Media Press, 2021.
[13] H. Snyder, “Literature Review As A Research Methodology: An Overview And Guidelines,” Journal Of Business Research, Vol. 104, Pp. 333–339, 2019. https://doi.org/10.1016/j.jbusres.2019.07.039
[14] J. W. Creswell And J. D. Creswell, Research Design: Qualitative, Quantitative, And Mixed Methods Approaches. Thousand Oaks, Ca: Sage Publications, 2017.
[15] A. S. Wahyuningrum, D. P. Lestari, Dan R. Hidayat, “Peran Koperasi Dalam Meningkatkan Kesejahteraan Anggota Dan Perekonomian Lingkungan Sekitar,” Jurnal Pendidikan Tambusai, Vol. 8, No. 1, Pp. 11234–11240, 2024. https://jptam.org/index.php/jptam/article/view/21080
[16] M. Mufiani, “Peran Koperasi Dalam Pembangunan Ekonomi Dan Sosial Anggota: Tinjauan Literatur Sistematis,” Jurnal Ekonomis, Vol. 19, No. 2, Pp. 45–53, 2025. https://doi.org/10.58303/jeko.v19i2.4056
[17] P. F. S. Surbakti And N. Siregar, “Kontribusi Umkm (Usaha Mikro, Kecil, Dan Menengah) Terhadap Pembangunan Ekonomi Nasional,” Philosophiamundi, Vol. 3, No. 1, Dec. 2023.
[18] F. H. Simanjuntak And N. S. Putri, “Membangun Ekonomi Berkelanjutan: Kontribusi Umkm Dalam Peningkatan Pendapatan Masyarakat,” Nuansa: Jurnal Ilmu Sosial Dan Humaniora, Vol. 3, No. 3, Pp. 223–230, Jun, 2025. https://doi.org/10.61132/nuansa.v3i3.1955.
[19] D. J. Dwifanty, J. N. Leobisa, A. A. Bernoli, And E. T. Y. Dima, “Kontribusi Umkm Terhadap Perekonomian Indonesia Serta Peluang Dan Tantangan Dalam Era Digitalisasi,” Aeppg: Jurnal Area Ekonomi Pembangunan Dan Pemerintahan, Vol. 2, No. 3, Jul. 2025. https://doi.org/10.61132/aeppg.v2i3.1357.
[20] A. S. A. Sitorus Pane, A. T. Purba, H. R. Putri, And L. M. Harahap, “Peran Usaha Mikro Kecil Menengah (Umkm) Terhadap Perekonomian Indonesia,” Jpim: Jurnal Penelitian Ilmiah Multidisipliner, Vol. 2, No. 1, Pp. 122–129, 2025.
[21] B. A. Dewi And E. Suprapto, “Pengaruh Perkembangan Usaha Mikro Kecil Menengah (Umkm) Terhadap Pertumbuhan Ekonomi Di Jawa Timur,” Journal Of Development Economic And Social Studies, Vol. 1, No. 2, Pp. 210–216, 2022. https://doi.org/10.21776/jdess.2022.01.2.04.
[22] R. Sari, “Peran Umkm Dalam Memacu Pertumbuhan Ekonomi Daerah,” Economics Note, Vol. 2, No. 1, Pp. 1–8, Jan. 2026. https://doi.org/10.70716/econote.v2i1.97.
[23] P. Yuniarti, F. D. Lestari, Dan D. P. Kusumaningtyas, “Kontribusi Pembiayaan, Npf, Dan Digitalisasi Terhadap Peningkatan Umkm Di Indonesia,” Jurnal Remik, Vol. 7, No. 3, 2023. https://doi.org/10.33395/remik.v7i3.12872
[24] I. G. A. K. Lestari, “Tantangan Akses Pembiayaan Umkm Terhadap Lembaga Keuangan Formal Di Indonesia,” Jurnal Nirta, Vol. 4, No. 2, 2023. https://doi.org/10.60023/b8nat239
[25] A. Sholikin, “Tantangan Dan Peluang Pemberdayaan Umkm Di Indonesia: Antara Regulasi, Akses Permodalan, Dan Digitalisasi,” Jurnal Madani, Vol. 16, No. 3, 2024.
[26] Otoritas Jasa Keuangan, Laporan Perkembangan Keuangan Syariah Indonesia 2022, Jakarta: Ojk, 2022.
[27] H. Zikri, “Transformasi Ekonomi Digital Untuk Meningkatkan Produktivitas Dan Daya Saing Umkm Di Indonesia,” Jurnal Ekonomi Syariah, Vol. 2, No. 1, 2023. https://doi.org/10.31539/costing.v7i6.13425
[28] M. W. Mahriani, P. A. Sanistasya, M. Zaini, Dan L. Hijrah, “Umkm Menuju Digital Dalam Efisiensi Sistem Pemesanan,” Jurnal Pengabdian Masyarakat Nusantara, 2023. https://doi.org/10.55338/jpkmn.v5i2.3251
[29] Sopyati, “Transformasi Peran Lembaga Keuangan Syariah Dalam Pembiayaan Umkm Di Era Digitalisasi Ekonomi,” Jurnal Sipakainge, 2024. https://doi.org/10.35905/sipakainge.v3i1.14565
[30] A. U. Syukri Dan A. N. Sunrawali, “Digital Marketing Dalam Pengembangan Usaha Mikro, Kecil, Dan Menengah,” Jurnal Kinerja: Jurnal Ekonomi Dan Manajemen, Vol. 19, No. 1, 2022. https://doi.org/10.55606/jupsim.v5i1.5855
Downloads
Published
Issue
Section
License
Copyright (c) 2026 Jurnal Ekonomi Bisnis dan Kewirausahaan

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.










