The Role of Credit Risk, Liquidity, and Capital in Influencing Banking Profitability in Indonesia, 2020–2024. Journal of Management Economics and Financial Accounting, [S. l.], v. 2, n. 1, p. 21–35, 2026. DOI: 10.69714/87xfnx60. Disponível em: https://journal.smartpublisher.id/index.php/jomefa/article/view/1908. Acesso em: 26 jul. 2026.