FINTECH PAYMENT, FINANCIAL SELF-EFFICACY DAN KEMAMPUAN AKADEMIK TERHADAP PENGELOLAAN KEUANGAN MAHASISWA SARJANA AKUNTANSI. JILAK [Internet]. 2025 Dec. 26 [cited 2026 Jun. 5];3(1):69-7. Available from: https://journal.smartpublisher.id/index.php/jilak/article/view/1295