FINTECH PAYMENT, FINANCIAL SELF-EFFICACY DAN KEMAMPUAN AKADEMIK TERHADAP PENGELOLAAN KEUANGAN MAHASISWA SARJANA AKUNTANSI. Jurnal Ilmiah Akuntansi, [S. l.], v. 3, n. 1, p. 69–79, 2025. DOI: 10.69714/h96zc008. Disponível em: https://journal.smartpublisher.id/index.php/jilak/article/view/1295.. Acesso em: 20 apr. 2026.